Level Funded Program

Kaiser Permanente Level Funded (5-100 eligible employees)

Offered to businesses with 5 to 100 eligible employees in CO, GA, MD, VA, and OR. The Kaiser Permanente Level Funded program is a self-funded plan, offering flexibility and cost control with the added protection of stop loss.

• Built-in protection to minimize financial risk
• Cost-savings opportunities
• Set monthly payment
• Access to emergency and urgent care outside Kaiser Permanente states

Kaiser Permanente Level Funded Mid- to Large Business Plans (51-100 eligible employees)

Offered to businesses with 51 to 100 eligible employees in OR state and SW Washington counties. The Kaiser Permanente Level Funded program is a self-funded plan:

• Built-in stop-loss protection to minimize financial risk
• Cost-savings opportunities
• Set monthly payment
• Access to emergency and urgent care outside Kaiser Permanente states

Learn more about Level Funded at Kaiser Permanente

Request a Level Funded capability call or presentation by emailing
nw.kp.ebs@kp.org.

How to request a Level Funded quote?

• Contact your local Kaiser Permanente sales representative by emailing
nw.kp.ebs@kp.org.
• Select your plans from the 2026 Level Funded Portfolio: KP 2026 Level Funded Portfolio
• Provide recent one to two years of claims, census, renewal or current rates, plan designs, effective date, and anything else deemed relevant.

Level Funded sold – now what?

• Ask your Kaiser Permanente Sales and Account Management representative for your Level Funded Benefit Booklet. Benefit Booklets/Summaries are available upon request and provided for groups of 5+.
• Your broker should provide you direction on what Plan documents a Plan Administrator (employer) needs to provide to their employees.
• If the policy is not issued by effective date, the Summary of Benefits and Coverage (SBC) must be provided within seven business days once the information is available.
• An individual must receive an SBC for the plan in which he or she is enrolled. SBCs for other available plans must be provided upon request.
• If any benefit changes are made between the time the SBC is provided and the coverage becomes effective, an updated SBC must be provided to employees.
• The SBC must be provided within 90 days after an individual enrolls due to a special enrollment event. When an employee requests an SBC, it must be provided within seven business days.
• If you cannot find your SBC, please contact your Kaiser Permanente Sales and Account Management representative.
• If coverage continues at renewal, the SBC must be provided at least 30 days before the beginning of the new plan year.